Find the right payment provider for your business
Ecompayer is an AI powered FinTech infrastructure platform that intelligently matches merchants with the most suitable acquiring and payment partners. Tell us about your business once and we support you from application to processing.
- Nothing shared early
- Your data stays with us until you submit the pack.
- Matched on criteria
- Volume, industry, markets, chargebacks and licences.
- Estimated cost upfront
- An indicative processing range with every match.
The process
From first answers to processing payments
One application, an automatic match and an account prepared for you. No applying to provider after provider.
- 01
Tell us about your business
One online application covers your business model, markets, volume and payment requirements.
- 02
Get matched automatically
Your profile is matched with a payment provider that accepts your business, and you see your indicative pricing straight away.
- 03
Complete onboarding
Confirm your owners and payout account and upload your documents, all in one place.
- 04
Go live
Your account is prepared with the provider, and you start taking payments.
What we compare
Merchant acquiring is decided by criteria, not marketing pages
Ecompayer keeps provider criteria structured so your business profile can be compared against them directly, whether you process standard card volume or need high-risk payment processing.
- Payment processors and PSPs
- Payment service providers handle the checkout, payment methods, routing and reporting layer for your transactions. We compare them on supported industries, markets, currencies and volume bands.
- Acquiring banks and merchant acquiring
- An acquirer holds the merchant account and settles card transactions. Acquirer appetite differs by business model, chargeback history and jurisdiction, so matching happens against real criteria.
- High-risk payment processing
- Subscription billing, travel, digital goods, forex, iGaming and other complex models need providers with an explicit risk appetite. We match those profiles instead of sending blanket applications.
Questions
Frequently asked questions
- What is a PSP?
- A payment service provider (PSP) is the company that connects your checkout to the card schemes and alternative payment methods. It handles the technical processing, payment routing, reporting and often risk tooling.
- What is an acquirer?
- An acquiring bank is licensed by the card schemes to hold your merchant account, accept card transactions on your behalf and settle the funds to you. Some PSPs work with several acquirers behind the scenes.
- What is the difference between a PSP and an acquiring bank?
- The PSP provides the technology and commercial relationship; the acquirer carries the licence, the settlement and most of the underwriting risk. Many merchants need both, either bundled by one provider or contracted separately.
- How do I choose a payment processor?
- Compare providers on the criteria that decide acceptance and cost: your industry and business model, registration country and target markets, monthly processing volume, average ticket size, chargeback and refund history, settlement currencies and payout terms.
- Can you help high-risk merchants find payment providers?
- Yes. Complex and high-risk business models are matched against providers that state an appetite for that profile. Ecompayer is a broker and cannot promise approval; the final decision always belongs to the PSP or acquirer.
- What information is used to match my business with payment providers?
- The assessment collects only what matching needs: industry, business model, registration country, target markets, licences, monthly volume, average and maximum ticket size, processing history, chargeback and refund rates. Deeper onboarding details are collected later and nothing is sent to a provider until you submit.
Free tools
Useful payment tools
Small calculators and lookups for one part of your payment profile. Free to use, no account needed. The assessment is the separate step that looks at your wider business and payment routes.
Start with four questions
Answer a few questions and see your match and indicative pricing straight away. Nothing is sent to a provider until you submit your onboarding.
Start your payment provider assessmentNothing is shared with a provider until you submit your onboarding pack. Approval is always the provider's decision.