Payment Methods Explained for Merchants
Each payment method carries its own settlement timing, reversal rights and provider requirements. These pages explain what changes for you when you add one.
Payment methods
SEPA Direct Debit
SEPA Direct Debit lets you pull euro payments from a customer's bank account under a mandate they have signed, which makes it well suited to recurring billing and poorly suited to anything where you need immediate certainty that the money will stay.
iDEAL
iDEAL is the dominant online payment method in the Netherlands and works as an authenticated bank transfer: the customer approves the payment inside their own banking app, and the payment is effectively final once approved.
Card payments
Card acceptance is the default payment method for most online businesses, and it is also the method with the most moving parts: an authorisation, a later capture, a settlement cycle, and a dispute right the cardholder keeps for months after paying.
Check which payment routes may fit your business
Answer a short set of questions about your business and we will check your profile against the requirements providers have given us. No approval is decided here.
Start assessmentNothing is shared with a provider until you submit your onboarding pack. Approval is always the provider's decision.